Remortgage

If your current deal is ending or your plans have changed, it is sensible to review your options in good time. We can assess a new deal with your current lender alongside remortgaging elsewhere, considering rates, fees, repayment term and total cost.

When might a review help?

• Your current rate is due to end.
• You want to change the mortgage term or repayment structure.
• You are considering additional borrowing for a defined purpose.
• Your income, household or property circumstances have changed.

We can explain which routes may be relevant and the trade-offs involved.

Staying or switching

Staying with your current lender may offer a simpler route in some cases. Switching can bring a different range of products but may involve legal work, valuation, underwriting and fees. We compare the options in the context of your goals, not on rate alone.

Borrowing more against your home

Additional borrowing increases your secured debt and may increase the total amount you repay. If you are considering consolidating other debts, think carefully before securing them against your home. We will assess suitability and explain the implications before recommending a mortgage route.

When should I start?

Contact us before your existing deal ends so there is time to review the options and understand any early repayment charges. The right timing depends on the lender, your deal and your circumstances.

Start your review

Tell us about your current mortgage and what you want to change. We support clients across the UK by phone and online, as well as from our Accrington office.

Review My Mortgage

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.