Professional

Mortgage advice for your next move

Buying a home, reviewing your mortgage or planning a property investment?
We take time to understand your circumstances, explain your options and support you through the process.
Visit our Accrington office if you are local, or speak to us by phone or online from anywhere in the UK.

Speak to an Adviser Explore Our Services

How can we help?

First-time buyers

Understand how much you may be able to borrow, what deposit and other costs to plan for, and what happens after an offer is accepted.

New builds

Plan your mortgage around developer deadlines, construction timescales and any incentives or purchase schemes.

Home movers

Explore your mortgage options when selling one home and buying another, including whether your current deal can move with you.

Remortgages

Review your options when a deal is ending, or your borrowing needs have changed. We consider the overall cost, not just the headline rate.

Buy-to-let

Discuss borrowing for a rental property, whether you are a first-time landlord or have an established portfolio.

Complex mortgages

If your income, credit history, or property doesn't fit a straightforward application, we can review the details with you.

Bridging loans

Discuss short-term property funding and a realistic repayment plan through an introduction to a specialist broker.

Commercial mortgages

Explore borrowing for business premises or commercial investment property through our specialist referral arrangements.

Protection

Consider how life insurance, critical illness cover and income protection could support you and the people who depend on you.

Advice that starts with your circumstances

No two clients bring the same plans or financial picture. We start with a conversation about your goals, income, commitments and timescale. We then assess suitable options, explain the costs and guide you through the next steps. We will tell you about any advice fee before you decide to proceed.

Local knowledge, UK-wide service

Our office is at 55 Abbey Street in Accrington. We welcome clients from Accrington, Burnley, Blackburn and the wider Lancashire area by appointment. We also work with clients throughout the UK by phone and online. Where available, you can speak to a member of our team in English, Polish, Romanian or Russian.

A clear process from first conversation to completion

1. Tell us what you want to do

We discuss your plans, finances, deposit or existing mortgage and any questions you have.

2. Understand your options

We assess relevant lenders and products, explain the total costs and make a recommendation based on your circumstances.

3. Move forward with support

We help prepare your application, respond to lender requests and keep you informed as it progresses.

Ready to talk?

Whether you are at the early planning stage or ready to apply, we can help you work out the next sensible step. Call 01254 351708 or email office@openfs.co.uk to arrange an initial conversation.

Contact Open Financial Services

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.