Building insurance
The covers vary between providers, but usually provide protection against risks such as:
- fire and smoke damage,
- explosion,
- earthquake,
- flood,
- theft or attempted theft,
- impact by cars, animals or aircraft (including anything dropped from an aircraft),
- subsidence, heave or landslip,
- escape of water from pipes,
- leakage of central heating oil,
- falling trees or branches,
- collapse of TV aerials or satellite dishes,
- malicious damage caused by riots, strikes and civil disturbances.