YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
- We provide a whole of market mortgage review service.
- After we have assessed your needs, we will advise and make recommendations for you.
- Our recommendations will be made after a fair analysis of the mortgage market.
A lender will decide three key factors:
1. Whether they will lend to you,
2. How much they will lend to you
3. That your proposed method of repaying the loan by the end of the term is reasonable.
Finding the most appropriate lender for your circumstances, we save you time by researching the market and only approaching the providers most suited to you. This also avoids unnecessary credit checks that can leave an unhelpful ‘footprint’ on your credit history.
Our extensive lender panel represents the whole of the market and we work hard to ensure that new lenders are added to that panel when they launch into the market. This means that, if one lender changes their underwriting criteria during our application process, we are able to quickly approach other lenders who would consider your situation. By being part of Quilter, we also get access to market-leading exclusive rates for both residential and buy-to-let lending.
You may require more specialist advice. In areas such as complex prime, self-build, and overseas lending, we can assist you. In areas such as commercial, secured loans, bridging finance and asset finance, we are proud to have sourced a panel of market-leading lenders and specialists that we can refer you to who will help you directly.
- not waste money unnecessarily by paying a higher monthly amount than you need to for your borrowings
- save time and effort by recommending the most appropriate solution to your needs
- not miss out on potentially the most cost-effective way of arranging your loan.